Learning Center
Property Tax Deferral for Texas Homeowners 65+
How deferral can postpone property tax collection, and the trade-offs to understand first.
The basic idea
Texas law allows qualifying homeowners age 65 or older, disabled homeowners and certain others to defer collection of property taxes on their homestead. Taxes are not forgiven — they generally remain owed, with interest, and become due later.
Questions to ask before deferring
- How much interest will accrue each year?
- What happens when the home is sold or the owner passes away?
- How might this affect heirs who inherit the home?
- Are there exemptions you haven't claimed yet?
Where to learn more
Start with the Texas Comptroller's property tax exemption pages and your county appraisal district. Consider speaking with a tax professional about your situation.