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Texas Over-65 Property Tax Exemption: A Plain-Language Guide

What the age 65+ homestead exemption and school tax ceiling are, who may qualify, and where to apply.

What it is

Texas offers additional homestead exemptions to homeowners age 65 or older. For many homeowners, qualifying also places a ceiling on school district property taxes for that home.

Exact amounts and rules are set by state law and your local appraisal district. Always confirm current details with the official sources below.

Who may qualify

Generally, you must own the home, live in it as your principal residence, and be 65 or older. Surviving spouses may be able to keep certain benefits if they meet the requirements.

How to apply

Applications are filed with your county appraisal district, not with the state.

  • Find your county appraisal district's website
  • Complete the residence homestead exemption application
  • Include the documents the district requests
  • Ask about deadlines and late-filing options

What this exemption does not do

A property tax exemption affects your county property tax bill. It does not change your federal income tax basis, and it is not an estate valuation.

Every family's situation is different.

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